There were over 56,000 bankruptcy cases filed in Michigan in 2011, and 84 percent of them were Chapter 7 bankruptcy filings. When a person files for bankruptcy, their credit rating suffers a big hit. However, prior to that bankruptcy filing, a person’s credit report may have already suffered a big hit. If this is true of you, then you should hire a Detroit bankruptcy lawyer to help you with your case. In 2011, there were 5.64 bankruptcy filings per 1,000 residents, and the local bankruptcy lawyers in michigan helped them with their case so they can negotiate with their creditors and get out from all that debt. Do you have credit card debt, in addition to debt concerning your home and car loans that you cannot pay? You may want to consider filing for Chapter 13 bankruptcy, which handles unsecured credit card debt of less than $1,081,400 and homes and autos for less than $306,475. So if you have unsecured debts you cannot pay, then you should talk to a Detroit bankruptcy lawyer now and ask them to help you with your case. Filing bankruptcy in michigan can be scary, but you do not have to do it alone. The Detroit bankruptcy lawyer can help you with Chapter 13 bankruptcy Michigan, or Chapter 7 bankruptcy Michigan. Contact a Michigan bankruptcy attorney now for a free consultation, and ask how they can help you with your case regarding all of your unsecured loans and default loan payments.